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Off campus or commuter, and does it make any difference?


Ok so here is the story
When I applied for my financial aid I included off campus (aparment, sorortity or fraternity) option...and my family contribution was 1200 and student contribution is 0
Now I got all my initial aid ready to go , just need to accept my grants and loans offers.However , I decided to stay with my parents..., but since I got very good school grants (covering the full cost of my tuition + extra 1000 ) I am afraid that if I change the option from off campus to commuter I will loose a big part of those grants.
What should I do? Do they really check if you live in the apartment separate from your parents? I mean if they approved you already are they going to need additional information ?
Please , help! I just don't know what to do?
Thank you in advance

Many schools will adjust your Cost of Attendance to reflect that you are living with your parents instead of living on your own. It will not change your family contribution figure, so the majority of your aid package should stay the same. What it might do is reduce the amount of loan you might be offered. I suggest calling the aid office and speaking with a counselor. Tell them you are considering living with your parents instead of on your own and what if any adjustments would be made should you decide to do this. They should be able to tell you this information and then you would be able to make the decision. Some schools do check to make sure your current address is not the same as your parent's address, so my suggestion is make the adjustment up front if that is what you choose to do.

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