Is there a student loan (private) that doesn't subtract the cost of attendance from any award received?

Is there a student loan that doesn't subtract the cost of attendance from any award received?

Most loans send your financial aid office paperwork to determine the cost of attendance as well as any loan, scholarship, or grant that you already receive. Usually the loan entity will only loan you up to the difference between these two numbers.

In my case, my cost of attendance is the same amount as what I have already been awarded. The problem is, the estimated cost, is not enough for me (do to higher living expenses, and the fact that I have to pay for my insurance now (car and medical)).

My financial aid advisor says that there are private entities that do not require a certificate from the school with the above information---but he did not know who.

Please, help...

I also had problems meeting bills while attending college. I am a single mother, who quit her job in my senior year. I got a supplemental student loan from Sallie Mae called a Tuition Answer loan. You are only allowed to borrow up to the amount for the cost of attendance, but that's over and above what the school has already allotted you in Stafford, Perkins, and whatever other grants you have been awarded. The interest rate is higher, but I plan on consolidating everything after I graduate in May.

Here's the link...

http://www.salliemae.com/content/tuition...

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